MFA that includes a biometric is the ideal way to go for confidential and financial information. Even at an individual level, a personal bank account should be safeguarded by MFA. While some may not need that level of protection, others do. When Is MFA Better?įor organizational users, MFA can be more secure as it requires extra authentication factors. And if the budget is tight, 2FA can be less costly than MFA. After all, 2FA promises a smoother and simpler user experience. And in organizations where applications, systems and users don’t deal with sensitive or confidential data, 2FA should be enough. 2FA is probably enough for many consumers. Organizations should gravitate toward 2FA for routine traffic that doesn’t require high security. Many users are not as diligent when it comes to safeguarding against security threats on their phone compared to how they behave on their laptop or desktop.For financial data, confidential and sensitive files, organizations need several additional layers of protection, not just one.Most 2FA generally relies on the use of a smartphone as part of verification and hackers have learned how to compromise phones.If someone obtains a user credential, they at least have one more hurdle they need to cross before they can cause any harm.The more authentication factors there are, the higher is user resistance.Fewer factors make it easier for a user to enter an account and perform tasks.MFA may require software upgrades or run into software compatibility issues.ĢFA may not be as strong as MFA, but it does have certain benefits.MFA implementation is more sophisticated than 2FA and tends to be more expensive as well as more demanding on IT and security personnel.
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